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Friday, January 11, 2008

SmartPress Technology and Paper Handling in the Xerox DocuTech 100 and DocuTech 120

The Xerox DocuTech 100 and DocuTech120 define a brand new category of ''mid-production'' products. They deliver the kind of publishing and printing power that was earlier found only on higher-end products. Running at rated speeds of 100 and 120 ppm, they set a new benchmark for digital copiers, in terms of speed.

SmartPress Technology

The DT 100 and DT 120 mid-production systems incorporate iGen 3 innovations like SmartPress Imaging Technology, SmartPress Sentry, and SmartPress Paper Handling.

  • SmartPress Imaging Technology employs a patented ''non-contact'' method and delivers both uniform, precise color; and accurate registration at unparalleled speeds. Excellent image quality can be achieved with the help of this technology.

  • SmartPress Sentry provides for easy operation and the greatest amount of uptime. It constantly checks and adjusts image quality to enhance dependability and performance.

  • SmartPress Paper Handling provides for dependability, productivity and higher output of marketable sheets. It utilizes 3 independent air systems - a vacuum feedhead, an airknife and a fluffer.

    Paper Handling

    The DocuTech 100 and DocuTech 120 have a constant monthly duty cycle of an impressive 700,000 pages. They proffer versatility in paper feeding, selection, and finishing. A maximum of 8 programmable trays can support up to 11,600 sheets, sized a maximum of 12.2'' x 18.5'', and with weights between 16 lb. bond and 80 lb. cover. The DocuTech systems can handle a wide range of paper and specialty media designed for them.

    If you're considering a Xerox DocuTech 100 lease or a Xerox DocuTech 120 lease, do get in touch with Graphic Savings Group at 203.336.4034 or e-mail us at mail@graphicsavings.com.
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    What You Can Gain by Using a Xerox DocuTech 2000: Series 90

    The Xerox DocuTech 2000: Series 90 meets the varied needs of many production print environments such as graphic arts, industrial/manufacturing, professional services, wholesale/retail and public sectors. A new member of the Xerox DocuTech 2000 Series family, it doesn't need much space and prints at a rated speed of 90 pages a minute. In addition, the Series 90 can print from the mainframe or network.

    You will get several benefits when you use a Series 90:

  • As the Series 90 has a small footprint, it can fit in most environments.

  • It incorporates both 1:1 messaging with production publishing, and finishing and production-level graphics with transaction printing.

  • It is a cost-effective print solution that works well with all the chief mainframe and network printing environments.

  • Easy-to-maintain CRUs (customer replaceable units) enable users to get maximum uptime.

  • Reduces the costs for acquisition, consumables, training and operation.

  • Job Recovery and Job Scheduling features guarantee utmost productivity.

  • Operator training is eased and powerful print direction potentialities delivered by the market-established DocuSP controller.

    For information about a Xerox DocuTech 2000: Series 90 lease, do get in touch with Graphic Savings Group at 203.336.4034 or e-mail us at mail@graphicsavings.com.
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    Use the Xerox DocuTech 128 and Avail of the Advantages of Highlight Color Printing

    The DocuTech 128 is one of the systems coming under Xerox's trio of superior highlight color (HLC) systems (DT 128, DT 155 and DT 180). The DT 128 has a rated speed of 128 ppm but can be upgraded to 155 ppm and from 155 ppm to 180 ppm. It is ideal for printing newspapers, reports, envelopes, statements, invoices, letterheads and other transaction print and print-on-demand applications. While a Xerographic laser imaging system creates superior quality black images at an output resolution of 600 x 2400 dpi, highlight color is produced at an output resolution of 600 x 600 dpi by an LED (Light Emitting Diode) imaging system.

    The DT 128 offers you a choice of four color toners - blue, royal blue, red or green. By using the Xerox DocuTech 128, you can colorize documents from a wide range of sources:

  • You can add impact to monochrome documents by colorizing them.

  • When full color printing is costly, highlight color is a superior alternative.

  • Documents that were earlier produced on other highlight color devices like the Xerox 92C can be altered for best results.
    What's more, you can achieve palpable business results like improved business image, fewer errors, enhanced productivity, improved response rate, and enhanced recall and retention. What more could you ask for in a highlight color system?

    For a customized Xerox DocuTech 128 lease, don't hesitate to contact Graphic Savings Group at 203.336.4034 or e-mail us at mail@graphicsavings.com.
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    Industry Benchmarks set by the Xerox DocuTech 100 and the Xerox DocuTech 120

    The Xerox DocuTech 100 and DocuTech 120 facilitate the creation of novel revenue streams for print experts, and offer a digital option that complements offset printing. The DT 100 and DT 120 are breakthrough products - they are based on groundbreaking modular architecture, have just one integrated interface (Xerox DocuSP production printing controller) for support of the most commonly used file formats and print streams, and set industry standards in productivity, image quality, reliability and ease of use. The industry benchmarks set by the new DocuTech systems are many and include:

  • The first black-and-white mid-production machines.

  • First to close the big gap existent between digital full- and light- production monochrome printers/copiers.

  • First black and white systems to utilize iGen3 SmartPress Imaging technology. This superior imaging technology employs a patented ''non-contact'' procedure to deliver excellent black-and-white image quality.

  • First production printers/copiers to be inbuilt with a CD/DVD having CD read-write capability. The CD/DVD drive enables people to print jobs straight from CDs. Also, the printing process enables them to burn an archival CD of production tasks, automatically.

  • Have the first top quality, fast double head scanner on a printer/copier. Also, these models are the only printers/copiers in the industry that can scan both sides of a document at the same time, thereby enhancing reliability and productivity. The scanning achieved is of the highest quality in the market - 120 ipm (impressions per minute) at 600 dpi (dots-per-inch) resolution.

    The Xerox DocuTech 100 and DocuTech 120 systems are eco-friendly. As they use only non-toxic dry inks, they don't produce any hazardous wastes. 97% of the systems' components are recyclable. Furthermore, these mid-production systems generate only a quarter of the noise generated by other digital production systems.

    If you are in need of a customized, flexible Xerox DocuTech 100 lease or Xerox DocuTech 120 lease, please contact Graphic Savings Group at 203.336.4034 or e-mail us at mail@graphicsavings.com.
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    Features of the Xerox DocuTech 2000: Series 75

    The Xerox DocuTech 2000: Series 75 is a robust printing solution that's easy on the pocket. It is ideally suited for mid-volume printing and entry-level publishing applications like direct mail/1:1 marketing, brochures/books/catalogs, newsletters/reports and training materials. The Series 75 doesn't take up much space and can print a maximum of 250,000 impressions a month. Other features of the Series 75 are listed below:

  • Achieves a printing speed of 75 ppm at resolutions of 600 x 1200 dpi (PostScript) and 600 dpi (laser).

  • Supports LCDS, HP PCL, PDF, IPDS, TIFF, Adobe PostScript®, HP PCL and almost all other data streams.

  • Features like Job Interrupt; Job Recovery/Job Scheduling; single or duple stapling; its capacity to hold a lot of paper in 6 input trays; and its support of ordered stock, DocuCards and tabs is proof of the Series 75 system's versatility in handling paper.

  • Supports a variety of throughput materials having optional kits for paper handling.

  • Finishing options like the Signature Booklet Maker finisher grant you complete power over your workflow.

  • A remote workflow enables you to direct print tasks from a customer workstation.

    For information about a Xerox DocuTech 2000: Series 75 lease, feel free to contact Graphic Savings Group at 203.336.4034 or e-mail us at mail@graphicsavings.com.
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    Features of the Kodak Nexpress Digimaster E125 and E150 digital production systems

    Digimaster E series systems surpass industry specifications for MICR security and print quality, and abide by all important global standards. The Digimaster E series currently includes the Digimaster E125 print system (rated speed of 125 ppm) and the Digimaster E150 digital production system (rated speed of 150 ppm). Some of the features of these high value systems are given below:

  • To meet the challenging needs of commercial printing, they have specialized commercial print configuration that includes improved paper handling and digital image quality modification.

  • Digital Print Quality Adjust feature allows users to vary solid area density and line width to get the look they want.

  • Wide-ranging substrate flexibility enables high speed printing on a variety of paper sizes, finishes and weights, including glossy and heavy stocks.

  • Printing of special characters and fonts for financial documents like checks and coupons is made possible with MICR toner configuration.

  • Employ AP Print Production Software Release 6.0 which incorporates enhanced paper handling, specialized configuration options for commercial printing and MICR, remote management, direct Adobe Acrobat Software PDF 1.5 format support for trouble-free job set-up, and extended job-tracking potentialities.

    For information about a Nexpress Digimaster E125 lease or a Nexpress Digimaster E150 lease, please contact Graphic Savings Group at 203.336.4034 or e-mail us at mail@graphicsavings.com.
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    Copier Tabs and the Xerox 5690

    Copier tabs are index tabs that are unprinted and blank and that can be imprinted when demanded by utilizing a laser printer or high speed copier. A good number of the latest photocopiers are able to take in and print straight onto index tabs. However, you first need to understand several things to select the indexes most suited for your photocopier. Copier tabs are available coated or uncoated, in different cuts, and collated in quite a number of ways. Copier tabs can also be three-hole drilled or provided with a reinforced binding edge. Below we discuss the collation styles of copier tabs and the style that is ideal for the Xerox 5090/5390/5690 copier.

    Copier tabs are available in four chief styles: Uncollated, straight collated, single reverse collated and double reverse collated.

  • Uncollated Copier Tabs: Sometimes referred to as single position tabs, these tabs are ideal for an office that is not equipped with any highly fancy laser printer or copier to deal with numerous tab sets.

  • Straight Collated Copier Tabs: They are packed up in 1-2-3-4-5 order in boxes and are also referred to as SSC copier tabs, 5100 style copier tabs, straight copier tabs and forward copier tabs.

  • Single Reverse Collated Copier Tabs: These are the most commonly used copier tabs. They are packed up in 5-4-3-2-1 order and are also known as DocuTech Style Tabs, SRC Copier Tabs and Reverse Collated Copier Tabs.

  • Double Reverse Collated Copier Tabs: They are sometimes known as 5090 copier tabs as they are chiefly intended to be utilized by the series of Xerox 5090 copiers (including Xerox DocuLink 5090, Xerox DocuLink 5390, and Xerox DocuLink 5690).

    If you're looking for a low-cost, flexible Xerox DocuLink 5090/5390/5690 lease, do contact Graphic Savings Group at 203.336.4034 or e-mail us at mail@graphicsavings.com.
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    Benefits of using the Xerox DocuTech 180

    Considered to be the speediest highlight color (HLC) printer in the world, the Xerox DocuTech 180 is suitable for many kinds of print applications like statements, booklets, flyers, invoices and newsletters. Here are some of the benefits of using the Xerox DocuTech 180:

  • Using highlight color, it creates more effective documents to get more loyal, satisfied customers.

  • One-pass print technology delivers production-level productivity for two types of images: black-only and black-plus-one-color.

  • Market-established FreeFlow DocuSP front end guarantees the greatest levels of productivity.

  • Offers more productivity to handle big job volumes in both publishing and transaction print environments.

  • In combination with the FreeFlow Digital WorkFlow collection, works to effortlessly fit into any workflow, ranging from makeready to output management.

  • Supports a greater variety of applications to incorporate tailored, personalized matter with variable data.

    For information about a Xerox DocuTech 180 lease, don't hesitate to contact Graphic Savings Group at 203.336.4034 or e-mail us at mail@graphicsavings.com.
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    AP Print Production Software Release 6.0 in the Nexpress Digimaster E125 and Digimaster E150 systems

    The Nexpress Digimaster E125 and Digimaster E150 are members of Kodak's Digimaster E family of digital production machines. They have rated speeds of 125 ppm and 150 ppm respectively, and smaller speeds for wider formats. These systems make use of AP Print Production Software Release 6.0, the newest Digimaster operating software. Whatever be your choice of Digimaster E125 or E150 system configuration, you can rest assured that this software will control your complete workflow.

    AP Print Production software 6.0 supports incorporation with several hardware accessories including hole punchers, perfect binders, roll feeders and stackers. It also supports adjustment of digital print quality, better handling of paper, and RIP across many tasks. To ensure that job set-up is hassle-free, it provides direct support of the ADOBE ACROBAT Software PDF 1.5 format. This print production software incorporates extended job tracking abilities, specialized configuration options for commercial and MICR printing, and remote administration.

    For information about a Nexpress Digimaster E125 lease or a Nexpress Digimaster E150 lease, or about AP Print Production Software Release 6.0, feel free to contact Graphic Savings Group at 203.336.4034 or e-mail us at mail@graphicsavings.com.

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    Friday, January 04, 2008

    A Full Payout Lease and how it differs from a FMV (Fair Market Value) Lease

    A full payout lease (lease-to-own) is a type of lease which allows the lessee to possess and use equipment for a fixed period of time and for a set quantity of payments, typically at a fixed sum. The current value of the payment stream in this type of lease is equivalent to the acquirement cost of the equipment. The lease rate is calculated on the basis of the total purchase price of the equipment. On culmination of the term of a full payout lease, ownership of the equipment is transferred from the lessor to the lessee for a small payment. The lessee has several options at lease end including: returning the equipment, renewing the lease or buying the leased equipment.

    The full payout lease is an excellent financing option if:
  • You wish to own the equipment in the future.
  • The useful life of the desired equipment is expected to be more than five years.
  • The dollar value of the asset is sizeable.
  • You would benefit from the flexibility in spreading out lease payments.

    There are several differences between a full payout lease and a Fair Market Value (FMV) Lease. First, while a FMV lease enables you to purchase the equipment at lease end for its Fair Market Value, the full payout lease includes no such option. Secondly, in a full payout lease, the payments are based on the total cost of the equipment without assuming any residual value, unlike the FMV lease. Thirdly, a full payout lease includes no possibility of getting the equipment off the balance sheet, which is not so in the case of a Fair Market Value Lease. Another important difference is that while a full payout lease enables a borrower to take depreciation on the leased equipment, a FMV lease only lets the borrower take smaller payments.

    If you are looking to lease equipment, contact Graphic Savings Group at 203.336.4034 or e-mail us at mail@graphicsavings.com.
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    Tax Exempt Municipal Leasing

    Tax exempt municipal leasing is one of the areas of municipal funding expressing fast growth. A tax exempt municipal lease (lease-purchase agreement) is a unique financial instrument that enables eligible government organizations to gain possession of essential equipment. The range of equipment that can be leased under a tax exempt municipal lease is quite vast and includes police cars, fire and rescue vehicles, school buses, energy management systems, portable buildings, ambulances, water treatment equipment, heavy machinery, security systems, laboratory equipment, hospital instruments and equipment, meters, road construction equipment, and security systems.

    A tax exempt municipal lease includes a ''non-appropriation of funds'' clause. As per this clause, the lessee can end the lease on completion of its financial year if money has not been allocated for the approaching year's payment. This can be done without putting the leaseholder in default under the lease stipulations and terms. The tax exempt municipal lease offers an affordable way for state or local governments to acquire immediate capital in case of an emergency, when unexpected expenses arise, or to tackle growth.

    Some other advantages of a tax exempt municipal lease are:

  • Preservation of working capital.

  • Provides an effective way to manage cash flow.

  • 100 percent financing - A tax exempt municipal lease provides financing for all project costs and requires no down payments.

  • No issuance cost.

  • Easy and quick approval process - Is quicker and more flexible when compared to issuing of a bond referendum.

  • Low risk rate - This type of lease is of great use in a market with an unstable rate. It does away with a good portion of the interest rate risk connected to waiting 2 to 3 months to float a bond. It achieves this by offering the facility to close rapidly and also to finance an escrow account, if necessary.

  • You get all the benefits of asset ownership minus the exorbitant upfront costs.

  • No underwriting expenses.

  • Lease term is structured so as to match the equipment's productive life.

    For a customized and flexible municipal lease, contact Graphic Savings Group at 203.336.4034 or email us at mail@graphicsavings.com.
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    The Benefits of an Equipment Sale Leaseback

    An equipment sale leaseback involves selling a business asset (equipment) for a monetary infusion. A new contract is then signed by which the seller leases back the equipment from the company that has purchased it. Throughout the lease period, the asset does not leave the seller's premises. Ownership over the asset is transferred to the seller on culmination of the lease term. Usually, almost all types of durable equipment (like IT equipment, copiers, machinery, telephone systems, cubicle stations, health club equipment and diagnostic equipment) are eligible for an equipment sale leaseback. However, beauty salon equipment and gaming equipment normally do not qualify for equipment sale leaseback transactions.

    Here are some of the benefits of an equipment sale leaseback:

  • For businesses wishing to maintain their current bank credit line, it can help to reorganize troubled financials and fund growth.

  • No restrictions associated with how the cash is utilized.

  • Improves cash flow.

  • Offers distinctive tax or monetary benefits for businesses that haven't been able to use net operating loss with uses associated with federal income tax.

  • Does not appear on a company's balance sheet, therefore, enhances the company's overall credit position and debt-to-equity ratios.

  • Can also benefit businesses in an AMT (Alternative Minimum Tax) condition.

  • Several leases offer purchase options that can be put into effect at lease end. A purchase option allows you to utilize the asset now. You would have to make up your mind about whether you want to buy the asset only later.

    It is evident that an equipment sale leaseback has many benefits. It is of utmost importance, though, that business proprietors always consult their Tax Attorney or CPA before making any tax related decisions founded on a sale lease-back transaction.

    For more information, please contact Graphic Savings Group at 203.336.4034 or e-mail us at mail@graphicsavings.com.
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    What is a Step Up Lease?

    The step up lease is a type of lease intended to help businesses acquire the most modern equipment without causing a negative impact on their cash flow. It is particularly of great help to startups because as they are expected to gain in terms of sales volumes in future, the step up lease would prove to be very convenient.

    In a step up lease, payments are very low initially and are then gradually ''stepped up'' to a higher, standard payment. The lease payments are increased at specific (predetermined) intervals over the course of the lease. Payment increases can also be determined by periodic assessments at stated times. Lower initial payments enable better handling of cash flow while profits increase. The step up lease is often used for costly equipment like digital printers or copiers.

    The step up lease is a good lease option for not just startups but for any business whose funded assets will become financially greater over time. Options available to a lessee at the end of a step up lease include Fair Market Value (FMV) and $1 buyout. The FMV option allows the lessee to buy the leased asset at its fair market value while the $1 buyout option enables him/her to buy it for $1. Lease payments for a $1 buyout are higher than those for an FMV option as well.

    If you are in need of a step up lease, please contact Graphic Savings Group at 203.336.4034 or e-mail us at mail@graphicsavings.com.

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    Wednesday, January 02, 2008

    A Comparative Study of Operating and Capital Leases

    There are many benefits to leasing: no obsolescence, affordable monthly payments, tax benefits, ability to save capital for business expansions, maximizes buying power and flexibility. This blog will help you choose between two very common forms of leasing, an operating lease and a capital lease.

    If you wish to lease assets only for a minimal period of time, an operating lease is a favorable solution. In fact, this is a popular lease option in the airline industry. In an operating lease, the lessor gives the lessee the right to use his/her property, yet ownership rights remain with the lessor. All expenses associated with the lease are considered to be operating expenses and have no effect on the balance sheet. On culmination of the lease period, the lessee hands over the property to the lessor. Yet, as per the terms of an operating lease, the lessee should consent to utilize the article for only a fraction of its useful life. In contrast, for a capital lease, the period of the lease should be greater than 75% of the property's estimated monetary life.

    According to the Financial Accounting Standards Board, a particular lease should fulfill at least one of the four conditions mentioned below to be called a capital lease:

  • Ownership would be transferred from the lessee to the lessor at lease end
  • The lease term is more than 75% of the asset's estimated life
  • Current value of lease expenses after discount is greater than 90% of the asset's FMV (Fair Market Value)
  • Lease includes an option to buy the asset at a ''steal'' on termination of the lease

    A prominent difference between the operating lease and the capital lease is that the lessee does not acquire ownership rights in an operating lease but does in a capital lease. Also in a capital lease, the current value of leasing costs is considered as debts. Interest is imputed on this sum and appears in the income statement.

    For more information on a customized operating lease or capital lease, contact Graphic Savings Group at mail@graphicsavings.com.
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    FMV Lease or Dollar Out Lease: Which is the better option?

    Leases are basically of two types: finance leases and true leases. A finance lease is also known as a dollar out, capital, conditional or full payment lease. On the other end, a true lease is also known as a FMV, operating or tax lease. Below, we discuss FMV leases and dollar out leases in detail.

  • Fair Market Value (FMV) lease: This type of lease is meant for businesses or individuals who prefer fixed, low monthly payments and prefers regular upgrades to sophisticated technology. On culmination of the term of an FMV lease, the lessee has two options: the lessee can either return the equipment or buy it for its Fair Market Value. According to the tax status of the lessee, an upper limit (cap) may sometimes be fixed for the FMV.

  • Dollar Out lease: This type of lease is best suited for those who desire owning the equipment for the long term. The reason why this type of lease is called a dollar out lease is simple - the lessee is given the option of owning the leased item by making a payment of $1 at the end of the lease terms. The expected monthly payments for a dollar-out lease are slightly higher than those for a Fair Market Value (FMV) lease.

    The advantages of FMV leases are many, and include: low monthly payments, option for regular upgrades, preservation of cash flow, tax advantages, no inflation or obsolescence, lower credit demands than those required for a dollar out lease and maximum lease-end flexibility.

    Though businesses in most industries prefer FMV leases because of their tax and cash flow advantages, such leases are not a popular option in the postal industry (only 5% of the leases are FMVs). At the end of a dollar out lease, the lessee gains ownership rights over the equipment. A dollar out lease is a great option for small businesses wanting to own the equipment, but cannot because of financial constraints. Also, a lot of lease providers prefer dollar out leases due to the uncertainty of residual value.

    For further information regarding FMV and dollar out leases, contact Graphic Savings Group at 203.336.4034 or e-mail us at mail@graphicsavings.com.
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    Information on Deferred Payment Leases

    There are several companies and businesses in the U.S. that are in immediate need of income generating equipment, but realize that it may take months for the equipment to produce revenue. These organizations may need the equipment for development and operation. The deferred payment lease is a type of lease suited for such companies or businesses, specifically for startups.

    As per the terms of the deferred lease, the lessee is usually required to make a single advance payment. The next payment is deferred to a fixed period (generally 60 or 90 days later), offering both 60 day and 90 day deferred payment leases. The period of deferment gives the lessee sufficient time to use the leased asset to generate earnings and thereby pay the lease fee. This financing option can be structured as a capital lease (FMV lease) or as an operating lease (dollar out lease). The greatest advantage of the deferred payment lease is that you can get the equipment you want with minimal upfront costs and will not have to pay any lease fees for 2 to 3 months.

    For any type of equipment lease, consider Graphic Savings Group. Please contact us at 203.336.4034 or e-mail us at mail@graphicsavings.com.

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    What is a Skip Lease?

    The skip lease (seasonal payment lease) is an ideal financing solution for agricultural companies, school systems, recreational service firms, and other seasonal businesses. As the cash flow in such businesses is only seasonal, the business would prefer a lease with flexible payment schedules. The payment schedule of a skip lease involves the lessee required to make payments only in specific months of a calendar year, usually in months when the business experiences seasonal highs.

    A provider of a skip lease will always structure the lease in a way that suits the business's irregular cash flow and budget. The skip lease will start with low payments that ultimately become higher with the growth of the company and its capital. Also, there is no penalty if the lessee fails to make payments during the off-season. In addition to seasonal businesses, the skip lease benefits businesses of a more cyclical nature and those whose capital is dependent on the acquirement of the equipment.

    For more information on a skip lease, contact Graphic Savings Group at 203.336.4034 or e-mail us at mail@graphicsavings.com.

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    What You Should Know Before Claiming a Section 179 Deduction

    A recent study conducted by the Small Business Research board revealed that taxes were what worried business proprietors the most during the 2nd quarter of 2007. With this being said, it is only natural for business owners, especially owners of small businesses, to look for ways to alleviate their tax burden. One such extremely beneficial way is to claim a Section 179 deduction.

    As part of the U.S. Internal Revenue Code, Section 179 enables a taxpayer to deduct (recover) some or all of the cost of specific eligible property in the year that it was placed in service by the business. By reducing taxable income, this deduction saves income tax.

    To claim the Section 179 deduction, your property must fall into the category of either:

    a) Tangible Personal Property - Machinery, Gasoline Storage Tanks, Property in a Building (like office equipment, testing equipment, refrigerators and signs) and livestock.
    OR
    b) Qualified Tangible Property - Single purpose horticultural or agricultural structures and off-the-shelf computer software.
    Buildings and their structural elements do not qualify for the Section 179 deduction. However, other tangible property used as research facilities, for manufacturing purposes, or for furnishing water, gas, communications or transportation services do qualify.

    In addition to being eligible property, the property should satisfy certain other requisites
  • Should have been obtained by purchase and not as a gift.
  • Must have been purchased for full or at least partial (more than 50%) business use.

    The election for claiming the Section 179 deduction should be made on form 4562. Currently, a taxpayer can claim a maximum deduction of $125,000 in a year. Also, if a taxpayer places Section 179 property amounting to more than $50,000 in use during a single taxable year, his/her 179 deduction comes down, dollar for dollar by the amount above the $500,000 limit.

    In spite of all its benefits, a Section 179 deduction is not always a good option, as in the case of vehicles, so it is important to seek the advice of an experienced tax expert before taking the big step of claiming a Section 179 deduction.

    For more information, view Graphic Savings' Winter 2007 Newsletter at http://www.graphicsavings.com/images/GSG_Newsletter_December_2007.pdf.
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    Thursday, December 20, 2007

    All About Equipment Leasing:

    If someone talked to you about leasing some years back, the first thing that would have come into your mind was property. Leasing in its original sense was a contract by which one could use property belonging to someone else for a stipulated period of time. Today, you can lease almost anything. Businesses today lease equipment when they are in need of new equipment, but don't have the funds to afford it.

    If we were to create a list of equipment that can be leased, it would have no end. Commonly leased types of equipment include: medical, office, construction, restaurant, fitness, telecommunication, transportation, industrial, electrical, computers, mining and bank equipment.

    Equipment lease providers can be classified on the basis of the size of transactions that they handle.
  • Micro-ticket lease company: leases between $1,000 and $25,000.

  • Small ticket lease company: leases between $5,000 and $250,000.

  • Mid-ticket lease company: leases between $250,000 and $5MM.

  • Large ticket lease company: leases over $5MM.

    Finding the right lease provider for the equipment you require is not an easy task. It is always better to get quotes from a variety of leasing companies in order to select the best deal available, or the lowest fixed monthly fee offered.

    The benefits of leasing equipment are many, including: protection against obsolescence, options for maintenance and servicing, small monthly payments, tax benefits, enhanced cash flow, business insolvency can be avoided in times of economic crises, ease of equipment disposal, and flexibility. Want to learn more about leasing your equipment? Contact Graphic Savings Group today at 203.336.4034 or e-mail us at mail@graphicsavings.com.
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    The Advantages of Leasing

    In simple terms, a lease is a contract by which one (lessee) is given the right to use property that belongs to another (lessor), for a specified regular payment. Whether short term or long term, a lease ensures both the lessee and the lessor of tax benefits. The growing popularity of leasing as a financing option in the US is evident from the fact that eight out of ten businesses lease equipment.

    Here's a look at some of the advantages of leasing:

  • Flexibility and Customization: A growth in your business may often signal a change in your needs. A lease will help you keep up with these changing needs by giving you the option to add new equipment or upgrade existing equipment whenever you feel the need; which means an end to 'obsolescence' for your company or firm. Lease terms can also be customized to suit individual business needs and budgets.

  • 100% Financing: Generally, a lease requires you to make only the initial and last payments in advance, along with a small documentation charge. No up-front fees or security deposits are required.

  • Preservation of Working Capital and Credit Lines: A lease allows you to free up your capital for emergencies or business expansions. Similarly, you can also preserve your bank credit lines and credit lines with other depository institutions for emergency, A/R (accounts receivable) or inventory uses.

  • Improvement in Cash Flow: Monthly lease payments are generally lower than monthly loan payments, and no down payments are required with a lease. These two factors contribute to improving cash flow.

  • Ease of Equipment Disposal: If you are in a lease, equipment disposal is not your headache. As such, you can avoid the costs for removal, remarketing and environmental fees.

  • End-of-lease Options: On culmination of the lease term, you have these options: return the leased equipment, buy it, re-lease it, extend the lease, or lease different/new/advanced equipment.

    For more information on equipment leasing, please contact Graphic Savings Group at 203.336.4034 or e-mail us at mail@graphicsavings.com.
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    Friday, November 30, 2007

    Why Lease Diagnostic Equipment?

    Diagnosis is an essential part of almost every branch of medicine, including cardiology, neurology, gynecology, psychiatry, dentistry, orthopedics and ophthalmology. Without properly diagnosing a medical condition, the correct treatment cannot be rendered. A doctor can diagnose many medical afflictions from the outward symptoms. However, in the case of certain medical afflictions, specialized diagnostic equipment is required for accurate diagnosis.

    Medical technology is progressing at a fast pace. To ensure correct diagnosis of a particular illness, it is best to have the latest and most advanced diagnostic equipment. However, diagnostic equipment, like other medical equipment, is very costly and often buying is not a feasible option. By leasing, you can always have the most sophisticated diagnostic equipment in your hospital or clinic without spending too much money.

    The lease is quickly processed and allows you to upgrade to more advanced diagnostic equipment whenever you wish. Monetary benefits include tax deductions and improved cash flow. You can lease a wide variety of diagnostic equipment such as stethoscopes, blood pressure monitors, vital signs monitors, sphygmomanometers, ultrasound systems, endoscopes, otoscopes, body fat analyzers, CT scanners, pulse oximeters, ultraviolet lights, medical hammers, transilluminators, and ophthalmoscopes.

    Whatever your diagnostic equipment lease requirement may be, consider Graphic Savings Group. You can call us on 203.336.4034 or email us at mail@graphicsavings.com. We can lease diagnostic equipment manufactured by Welch Allyn, Siemens, Medical Graphics Corporation or any other diagnostic equipment manufacturing company.

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    Leasing MRI Medical Equipment

    Medical imaging technology has become an essential part of almost all medical diagnostic procedures. Through the use of highly advanced medical imaging equipment, images can be created of every part in the human body. This helps doctors and other members in the medical field to better study medical afflictions and their causes in detail. The most modern imaging techniques include MRI (Magnetic Resonance Imaging), fluoroscopy, PET (Positron Emission tomography), Medical Ultrasonography, and Projection Radiography.

    MRI, a non-invasive imaging technique, is used for the diagnosis and study of medical disorders such as strokes, tumors, organ infections or inflammations, musculoskeletal disorders and cancer. Since MRI is a highly advanced and specialized imaging technology, MRI medical equipment can be quite costly. Thus, many medical establishments prefer to lease rather than buy new MRI medical equipment. Leasing will not only help save money, it will also help you keep up-to-date with the latest in MRI technology.

    Usually, the period of a medical equipment lease is 2 to 5 years. You can lease a wide range of MRI medical equipment such as sphygmomanometers, laryngoscopes, stethoscopes, pulse oximeters, anesthesia equipment, lights, wheelchairs, walkers, stretchers, privacy screens, stools, step stools, chairs, utility tables and carts. An MRI medical equipment lease will give you several monetary benefits such as enhancement in cash flow, tax deductions, the ability to set aside your capital for other more important business needs and the ability to more successfully manage your balance sheet in a much better way. In addition, you can upgrade to newer, more advanced MRI medical equipment whenever you feel the need.

    For any MRI medical equipment lease, please contact Graphic Savings Group at 203.336.4034 or email us at mail@graphicsavings.com. We lease MRI medical equipment from GE, Hitachi, Philips, Siemens, Fonar, Toshiba and several other MRI medical equipment manufacturers.

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    An Introduction to Dental Equipment Leasing

    Dentistry, a specialized branch of medicine, is not only useful for the diagnosis and treatment of oral diseases but also for preventing their occurrence. If you are a dentist or the owner of a dental care center, you know how costly dental equipment is. Leasing is almost always a safer and better option to acquire the most sophisticated dental equipment. Dental equipment can be leased for dental specialties like endodontics, periodontics, orthodontics, prosthodontics, dento-maxillofacial radiology, pediatric dentistry and special needs dentistry.

    Before deciding on a particular dental equipment lease, it is important that you examine the equipment. This ensures that the equipment is in working condition and suitable for use. Ideally, a lease should only start once the lessee has successfully begun using the machine. The range of dental equipment that can be leased is vast, including air compressors, air abrasion systems, intraoral cameras, microscopes, X ray film processors, dental x-ray machines, sterilizers, water systems, nitrous oxide systems, laboratory equipment, dental tables, dental stools and chairs, dental cabinetry, lights and software.

    The chief benefits of leasing dental equipment are:

  • Up-to-date dental technology

  • Unsecured credit types are accessible for emergencies

  • Tax burden is minimum

  • Low monthly payments

    For more information about dental equipment leasing, please contact Graphic Savings Group at 203.336.4034 or email us at mail@graphicsavings.com. We can lease dental equipment from Belmont, DentalEZ, Midmark, Gendex, Dentsply, SciCan, W&H or any additional dental equipment manufacturer as per your need.
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    Thursday, November 22, 2007

    Lease Technology and Avoid Obsolescence

    Long gone are the days when just owning technology was enough to stay ahead in this competitive world. Now, it's not enough that you should own technology; you should own the latest technology. By upgrading your organization with the latest technology equipment, you can carry out your business activities faster and more efficiently. Leasing is the perfect option for those who can't afford to buy new technology equipment but would still like to be ahead, technology-wise.

    Leasing is a popular choice among many companies in the US to acquire the latest technology equipment. There are many reasons for this. The first and most obvious reason is that it helps to guard against technology obsolescence. Secondly, a company's assets can be preserved for other business activities. Thirdly, leasing will help to enhance cash flow. There are other financial benefits of leasing technology like: full tax deductibility of lease payments, and better management of balance sheet.

    Technology equipment which can be leased include laptops, desktop PCs, servers, routers, workstations, networking equipment, document imaging systems, telecommunications equipment, ATMs, software, point-of-sale systems, antennas and videoconferencing equipment. When considering a technology lease, it's always better to settle for one that includes ownership, upgrading and maintenance options.

    For more information about technology leasing, please contact Graphic Savings Group at 203.336.4034 or via email at mail@graphicsavings.com.

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    Computer Leasing: An Introduction

    Each year, new models of computers are being brought out. Technology itself is progressing at a fast pace. By leasing computers and other IT equipment, businesses of all sizes can keep themselves technologically up-to-date.

    A point to keep in mind when leasing computer equipment is that eventually, the cost of leasing is going to exceed the amount you would have spent if you had bought the computer equipment. This is why leasing is a good option for a startup or small business who can't afford to buy new computer equipment. Such businesses will find that leasing requires just a small preliminary outlay of money. At the same time, buying computer equipment outright may be a better option for bigger businesses that believe they will use the equipment for a long period of time.

    Here's how you can benefit from a computer lease:

  • You can avoid technology obsolescence

  • You can keep your capital in reserve for your more important business needs

  • You can upgrade your system in regular time frames

  • You have to pay only a small amount every month

  • You get complete tax benefits

    Another great advantage of computer leasing is that once you're done with the equipment, you don't have to worry about how you are going to get rid of it. The equipment has to be disposed of in an environmentally friendly way, and disposal is the lease provider's responsibility, not yours.
    For any kind of computer lease, please consider Graphic Savings Group.
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    A Guide to Copier Leasing

    A copier is an essential machine for many businesses, schools, and companies - big and small. To decide on the copier that is most suitable for your use, you have to look into several factors like the speed, resolution, duty cycle, energy consumption, warm-up time, memory, networking capabilities, and security options of the copier. Color copiers cost 20-30% more than monochrome copiers with similar features. Many firms prefer to lease a copier rather than buy one. Organizations lease for the following reasons:

  • A business copier costs a lot. By leasing a copier, you would have to pay only a fraction of the cost you would pay for buying a new one.

  • A copier lease is flexible. Many copier leases include options for upgrading to a more advanced copier model.

  • When you buy a copier, you are faced with the burden of getting it repaired whenever a problem arises. Also, if any part needs to be replaced, you would have to replace it. A copier lease often includes provisions for maintenance, repair and replacement of damaged parts during the lease period.

  • You get several financial benefits by leasing a copier like enhanced cash flow, tax benefits, and the ability to manage your balance sheet in a better way.

    Though copier leasing has so many advantages, it may be better to purchase a copier if you think you will keep the unit for a long time. A copier lease and maintenance contract may not cover all parts of a copier. So, it would be best if you found out which parts of your copier would be covered before going with a particular vendor's contracts. If you decide to lease a copier, do ensure accuracy of your copy volume estimate. This will help you avoid driving your costs up. To sum up, provided you do the due diligence, the benefits of leasing a copier far outweigh the benefits of buying one.

    For more information on copier leasing, please contact Graphic Savings Group at 203.336.4034 or e-mail us at mail@graphicsavings.com.
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    Lease Medical Equipment and Assure your Patients of the Best and Most Advanced Medical Care

    If you are a doctor or someone associated with the medical field, you would surely be aware of the speed at which new, highly advanced medical machines are being introduced in the market. Managers of almost all hospitals and clinics would like to have the latest medical equipment in their medical facilities. Oftentimes, buying the equipment is certainly not a feasible option; leasing is. According to one study, in 2005 alone, medical equipment worth about $3 billion was leased in the US. This proves how popular an option leasing of hi-tech medical equipment can be.

    The term of a medical lease is usually 2 to 5 years. The list of medical equipment that you can lease is endless and includes X ray machines, CT scanners, sonograms, lab testing machines, defibrillators, EKG machines, dental equipment, blood analyzers, sterilizers, laboratory equipment, and examination tables.

    You can benefit a great deal from a medical lease. Here's how:

  • New equipment can be acquired for a moderate charge and upgraded as and when required.

  • Amazing tax deductions.

  • No financial burdens like cross-collateralization, down payments, and limiting borrowing covenants.

  • You will notice an enhancement in cash flow.

  • Quick processing.

  • Balance sheet can be managed in a better way.

    Once your lease expires, four options are available to you: you can return the leased equipment to the lessor, re-lease it, purchase it or upgrade to a new technology or different equipment. Whatever be the option you choose, you certainly stand to gain a lot. For more information on Graphic Savings Group's medical equipment leasing services, e-mail us at mail@graphicsavings.com or contact us at 203.336.4034.
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    Tuesday, August 21, 2007

    Why Lease a Kodak Copier?

    Kodak is a leading provider of multiple solutions for office management such as: digital copiers, online printers, ordinary copiers, printers, scanners, one use cameras, picture CDs, picture kiosks, software solutions, and much more. Kodak copiers are known for their exceptional productivity and speed.

    A Kodak lease is quite a popular option for people who wish to utilize a Kodak copier. There are several reasons for this preference. First and foremost, you can obtain a Kodak copier at rock bottom rates. No downpayment is required and you can preserve your capital for business expansion or for other business requirements. Also, with a Kodak lease, you are given the option of upgrading when you wish, will receive tax reductions, cent percent financing, and can also maintain your credit lines.

    With a Kodak lease, you don't have to worry about the costs for maintenance and repair of the machine; these costs are already included in your lease. Worn out, broken parts like cleaning blades and fuser rolls are also replaced.

    At Graphic Savings Group we lease the Kodak DigiSource 9110, the Kodak Digimaster 9150 and the Kodak Digimaster 9110 as part of our Kodak lease. Contact us for any Kodak lease requirements and choose from a standard lease program, a deferred lease program or a step-up lease program.

    The Advantages of Leasing a Konica Minolta

    What could be better than a digital imaging solution from Konica Minolta to meet the requirements of your office or business. Konica Minolta Business Solutions offers a wide range of solutions for the development, production and regulation of documents. These solutions include: color printers/copiers, monochrome printers/copiers, desktop printers, scanners, and facsimile machines.

    Konica has several multifunctional color print machines under the bizhub PRO collection. These devices have the ability to perform complete digital printing projects to meet the production demands of corporate settings, print for pay surrounds, and main commercial reprographic environments.

    Let us have a look at why a Konica Minolta lease is a preferable option when compared to buying:

  • Leasing will help you keep up with technological innovations. As part of your Konica Minolta lease, you have an option to upgrade your Konica Minolta printing solution.
  • Buying requires a huge capital expenditure which could have been used for business expansion purposes or for other business requirements. This is not the case with leasing.

  • Tax reductions.

  • Generally, a Konica Minolta lease includes costs for repair and maintenance, in which you will not have to make any extra payments.

  • Worn out, broken parts like cleaning blades and fuser rollers are even replaced.

    For more information on Konica Minolta lease requirements, contact Graphic Savings Group. As part of our Konica Minolta lease services, we lease the Konica Minolta CPP8050, the Konica Minolta bizhub PRO 1050, and the Konica Minolta bizhub PRO C500.
  • Canon ImageRUNNER Lease

    Canon is a leading provider of professional information systems and imaging equipment (for both consumers and businesses). Canon's list of digital solutions and products includes printers, monochrome and color copiers, facsimile machines, image filing systems, flatbed scanners, camcorders, cameras, lenses, semiconductors, optical equipment, broadcast systems and optoelectric components or encoders. Canon solutions provide for the capturing, saving and dispersion of information worldwide.

    Canon's imageRUNNER series includes color copiers and digital monochrome copiers. There are several leasing programs available for an imageRUNNER lease including a standard lease, a step-up lease and a deferred payment lease.

    Standard Lease
    A standard lease requires the initial and final payments to be made up front. For the rest of the lease term, the payments are equal for each month. The lease term can range anywhere from 2 to 5 years.

    Step Up Lease
    Start-up companies often find it difficult to afford the regular monthly lease payments for such expensive equipment as a copier. With a step-up lease, the initial payments expected from the start-ups are less, and then gradually increased till a fixed regular payment amount is reached. Thus, they get the required equipment without any unfavorable impact on their cash flow.
    Deferred Payment LeaseUnder a deferred payment lease program, the lessee is given a time period of up to 90 days to make the second payment. During this period, he is free to utilize the copier. This lease program is suitable for start-ups.

    For further information on Canon imageRUNNER 105 Lease, Canon imageRUNNER 110 Lease, Canon imageRUNNER 125 Lease, Canon imageRUNNER 150 Lease,Canon imageRUNNER 8070 Lease and Canon imageRUNNER 9070 Lease, don't hesitate to contact Graphic Savings Group.

    What To Keep In Mind When Considering a Canon Lease

    Canon is a top provider of imaging solutions to suit the needs of both small offices and big corporations. Canon's array of products (both color and monochrome) makes the capture, saving and distribution of information worldwide easy and accessible. Their products include digital cameras, printers, monochrome and color copiers, facsimile machines, image filing systems, flatbed scanners, camcorders, cameras, lenses, semiconductors, optical equipment, broadcast systems and optoelectric components or encoders.

    Here are some key points to remember when considering a Canon lease:

  • Before deciding on a lessor, it is better to analyze your requirements. If your monthly requirement is below 700 copies, a small office copier is preferable to a business copier.

  • Think beforehand about any additional features you would require in your copier (for example, image enhancement).

  • If you have to choose between copier models, ask for an in-house machine demo. If that's not possible, meet the dealer and observe the working of the copiers.

  • Do a comparative study of leasing costs and services from different lease providers. Choose the most cost-effective one.

  • If the agreement is ambiguous or has any cautions, it is better not to proceed with it.

    Whatever be the nature of the Canon lease you require, do contact Graphic Savings Group. As part of our Canon lease, we lease the following products: Canon imagePRESS C1, Canon C7000VP, Canon image RUNNER 105, Canon image RUNNER 110, Canon image RUNNER 125, Canon image RUNNER 150, Canon image RUNNER 8070 and Canon image RUNNER 9070.